STUDENTS today are constantly searching for ways to ensure steady incomes. Rising educational expenses, hostel fee and day-to-day living costs have made financial management increasingly difficult for many. The idea of working from home using a phone or laptop is appealing because it offers flexibility alongside academic responsibilities. However, not everything that appears before us is an opportunity.

Recently, I became a victim of one such scam. Like many students, I was searching for a legitimate way to earn some extra income. The scheme appeared convincing. Initially, I was asked to invest a small amount, and, as promised, I received a commission. This built my trust. Gradually, I was persuaded to invest larger amounts until I eventually realised that I had been scammed and had lost the money I had saved from my pocket money over a long period.

The financial loss was distressing on its own, but what concerned me even more was the risk to my personal data. Contact numbers, bank account details, email addresses and other sensitive data could have fallen into the hands of fraudsters who could easily misuse it. These scams do not merely result in financial losses; they also potentially compromise one’s privacy and personal security.

My experience made me realise that many others may be facing the same risk. Greater public awareness is urgently needed. Before sending money or sharing personal information, people should verify whether the company, website or employer is genuine. If an opportunity promises effortless income, it should be approached with caution and carefully scrutinised. Government authorities and relevant regulatory agencies should take stronger action against fraudulent networks as well.

Rashail Iqbal
Abbottabad

Published in Dawn, September 1st, 2026