The federal government has revised profit rates on National Savings Schemes, which came into effect from November 4.

Data from equity brokerage Arif Habib Ltd (AHL) showed that the profit rate for Regular Income Certificates had been increased from 10.80 per cent to 10.92pc. Meanwhile, the rate for Special Savings Certificates and Special Savings Accounts was increased from 10.40pc to 10.60pc

The rate for the Serwa Islamic Term Account was increased from 9.50pc to 9.92pc.

Meanwhile, the rate for the Behbood Savings Certificate, the Pensioners Benefit Account and the Shuhada Family Account was decreased from 12.96pc to 12.72pc.

Further, the rate for Defence Savings Certificates decreased from 11.42pc to 11.31pc.