Stories by Mutaher Khan

The unassailable uptake of digitalisation

The unassailable uptake of digitalisation

In FY25, 21.7pc of all retail transactions processed through scheduled banks were digital — a record increase of 8.21 percentage points compared to the previous year. Updated 17 Nov, 2025 07:41am
The cost of breathing air

The cost of breathing air

The choice between economic opportunity and respiratory health shouldn’t define a generation’s future, yet for now, it remains Pakistan’s harsh reality. Updated 22 Sep, 2025 12:01pm
The P2M vs P2P puzzle

The P2M vs P2P puzzle

There were more fund transfers in a day through peer-to-peer transactions than through peer-to-merchants in the first quarter of the year. Published 15 Sep, 2025 06:29am
Micro solutions for macro problems?

Micro solutions for macro problems?

Almost 141.5m total financial accounts have been opened in Pakistan between FY17 and FY24, of which two-thirds were branchless. Updated 21 Jul, 2025 11:39am
Financial inclusion in bloom

Financial inclusion in bloom

Moving away from the bureaucratic nightmares of banks, telco mobile wallets have helped significantly boost access to financial. Updated 30 Jun, 2025 10:30am
Budget cuts & developing backwards

Budget cuts & developing backwards

With significant cuts in the PSDP, major chunks never translate into actual spending as key ministries utilise far less than what is available. Updated 10 Jun, 2025 10:52am
In the spirit of crypto experimentation

In the spirit of crypto experimentation

While the SBP sandbox guidelines are a welcome move for untested financial service models, their success will likely be underpinned by variables that go beyond regulation. Published 02 Jun, 2025 08:16am
Banking sector’s problem child

Banking sector’s problem child

The IMF has raised alarm bells over the health of the microfinance sector and called for institutional reforms. Published 19 May, 2025 05:31am
The hype of Google Wallet

The hype of Google Wallet

Promising as it may be, its current universe is rather limited since it caters to only payment cards, of which there are 56.4m in Pakistan. Updated 31 Mar, 2025 12:38pm

Turning towards tech

Earning in dollars, even if the job is not prestigious, is one of the few ways to climb up the ladder Published 24 Mar, 2025 07:03am
Microfinance on the verge of collapse?

Microfinance on the verge of collapse?

Despite expanding financial inclusion, Pakistan’s microfinance sector faces a deepening crisis, with rising losses, dwindling capital, and regulatory complacency threatening sustainability. Updated 27 Jan, 2025 01:16pm