The financial system faces challenges of evaluating credit worthiness of the borrowers in a changed business environment
'The core issue is not just achieving some growth in housing finance, the real problem is to accelerate it.'
“When we talk about those using bank accounts, National Savings Schemes."
'On the face of it, the SBP initiative isn’t due to any anticipation of forex crunch in the market.'
Banks had made net consumer financing of Rs31.2bn in FY14 and Rs31.3bn in FY15.
'Future growth in insurance will come only through increased awareness.'
Balochistan, Fata, Gilgit-Baltistan and AJK all of them combined get below 1pc of total bank lending.
“Recently Intelligence Bureau has shared with us some details of 800 plus hundi/hawala operators and we’re chasing them
Online and internet banking with SMS alerts are fast gaining currency as they are well-suited to busier life .
BANKS’ earnings mix remained more or less unchanged in calendar 2015 though key factors such as a drop in growth...
One thing that remains amiss is the collective voice of the micro borrowers
‘With the induction of three independent members the newly formed Monetary Policy Committee will make a difference.'
The most impressive performance is of Islamic banks whose SME financing has more than doubled in FY15.
Project financing in oil refining and marketing companies and in alternative energy projects is on the rise.
Major banks are upgrading their project financing and business development cells, or have already done so.
“Our own findings also show that imports of gold against fake export documents have to be blamed for a sudden drop in
During July 1-Dec 11, banks' net lending to private sector shot up Rs133bn against just Rs78bn in year-ago period.
‘Documentation of the economy and blocking of opportunities for a wide circulation of ill-gotten money are as much
Currently, the mark-up on housing finance ranges between 10-18pc, depending upon the lending institution.
“Politically backed adventurists who were using exchange firms for transacting shady forex business.”