Stories by Mirza M Hamza

A digital path to more cash

A digital path to more cash

Until cash volumes fall and digital payments become true substitutes rather than polite add-ons, Pakistan will keep building ATMs Published 16 Feb, 2026 06:51am
Removing the auto sector’s training wheels

Removing the auto sector’s training wheels

Without gradual sequencing, the reforms risk replacing a weak but developing industrial base with an unsustainable import-driven consumption model. Updated 08 Sep, 2025 12:50pm
Reforming debt for the long term

Reforming debt for the long term

If green Sukuk is used to finance productive, climate-friendly projects rather than raising cheaper debt, it could set a new standard. Published 07 Apr, 2025 06:12am
An endless economic sprint

An endless economic sprint

Pakistan must shift its focus away from excessive electricity tariffs, toward sustainable revenue generation, industrial expansion. Published 24 Mar, 2025 07:03am