Friday feature: A cornerstone of Islam
By Dr Tanzilur Rahman
ZAKAT is a cornerstone of the financial structure of an Islamic State and plays a vital role in the well-being and prosperity of common man.
Zakat is a very old concept, as old as the society organised by Prophet Abraham or even earlier than that, but Islam has, for the first time, defined its dimensions, widened its scope and has, given practical demonstration of its application/manifestation.
The word ‘Zakat’ has been derived from its root ‘Zaka’ which means ‘to purify’, ‘to foster’, ‘to cherish’. The word ‘Zakat’ thus means ‘that which purifies’, and ‘that which fosters or cherishes’. In a spiritual sense, it purifies the soul which is neither miserly nor has love for wealth, the mal. The orientalists have translated the term ‘Zakat’ as ‘poor rate’ or ‘compulsory levy on affluent Muslim.’
Shah Wali Ullah in his noted work Hujjat Allah al-Balighah states that the purpose of Zakat is to curtail love of wealth and to provide means of help to poor and the needy and all those who under the Shari’ah are entitled to receive Zakat.
Zakat is one of the five pillars of Islam. It is next to Salat (the prescribed prayers). The Almighty Allah at several places in the Qur’an calls upon the believers to pay Zakat, for instance. “And there are those who hoard gold and silver, and spend it not in the way of Allah; announce unto them a most grievous penalty” (Al-Qur’an, 11: 34). It includes payment of Zakat on gold and silver, bullion, coins, utensils and ornaments of gold and silver.
For payment of Zakat on agricultural produce, the mandate is as follows: “It is He, who produceth gardens, with trellises and without, and dates and tilth with produce of all kinds, and olives and pomegranates, similar (in kind) and different (in variety): Eat of their fruit in their season, but render the dues that are roper on the day that the harvest is gathered.” (Al-Qur’an 6: 141).
The Holy Quran directs “the collection of Zakat, from Muslim community ‘of their amwal’ i.e. goods meaning wealth, assets and effects. (Al-Quran 9: 103). It includes Zakat on merchandise and cash. For the payment of Zakat on other benefits derived from the land, the Holy Qur’an says: “Give of the good which ye have (honourably) earned, and the fruits of the earth which we have produced for you,” (Al-Qur’an 2: 267). It includes Zakat on precious metals obtained from the mines, treasure troves and sea products.
The mandate for Zakat on cattle has been derived from the following verses of the Holy Qur’an: “Out of what Allah, hath produced in abundance in the earth and in cattle, they (pagans) assigned Him a share, they say according to their fancies: ‘This is for Allah and this for our partners’. But the share of their partners reaches not Allah, whilst the share of Allah reaches their partners. Evil and unjust is their assignments.” (Al-Qur’an 6: 136).
Zakat is payable by Muslims only, owning property of minimum prescribed quantum equivalent to 87.48 grams of gold or 612.32 grams of silver or the cash or currency notes or merchandise of equivalent value thereof which is liable to Zakat, subject to the various exemptions, such as house, wearing apparels, household utensils, transport for self and family, arms for self use, gems, pearls and like in personal use, books, tools and implements etc.
Let it, however, be made clear that Zakat is not levy on or a deduction from income but it is levied on the value of various specified kinds and forms of assets that constitute wealth, which an individual, up to a specified quantity, has been retaining for a complete year or has thus saved at the end of his accounting year; if he has been holding the prescribed minimum wealth liable to Zakat during the preceding year.
The Zakat is charged at the flat rate of two and a half per cent from a Muslim on his wealth if it exceeds the limit prescribed by the Holy Prophet (PBUH) as pointed out above payable in the same kind of wealth or its value thereof.
The philosophy underlying the concept of Zakat is that the wealth of the Muslim community be shared by its people, on social plane. This provides for 1/40th in the case of bullion, currency notes, stock-in-trade of what one possesses, 1/20th of what one grows on land irrigated by canal or well or gets from the under surface of the land such as mines and 1/10th of what he produces from the land irrigated by rain-water, i.e. the barani land.
The system of collection of Zakat and its distribution will, undoubtedly, ensure a barest minimum to every poor and needy. It tends to narrow down the economic and social inequalities to a minimum possible level. It is a unique way of distribution of wealth of the rich among the poor, a way of keeping wealth in circulation and its non-concentration in the hands of a few.
And above all, it is Fard ‘Ayn, an absolute personal obligation imposed on all affluent Muslims by the Creator and the Maintainer, the Almighty Allah, It is an article of faith with a Muslim, a source of purifying one’s soul and getting a reward in the Hereafter.


The scandalous pandemic
By Henning Mankell
FEW things make me wake in the early hours. In Sweden we call the time between four and five in the morning “the hour of the wolf”. According to folklore that was the hour when most people died and most people were born. But that was long before the hospitals stopped admitting women to give birth outside office hours.
There is, however, one thing that wakes me up. And that is my fear in relation to Aids — the fear that people in the western world still do not understand the impact of the pandemic. Since I have spent a lot of my time over the last 20 years in Mozambique, my concern is for this country and the African continent. But I am certain that what I say is just as true about India, for example, or countries in eastern Europe.
We don’t know what is going on because we do not want to know. Too many people are still thinking about “us” and “them” when relating to Aids. We are not dying, they are. What is mostly a chronic disease in the rich part of the world is undoubtedly deadly in poor countries. But there must be a single “we” when we look at Aids. It is a problem for us all. Humanity cannot confront epidemics in any other way than with perfectly open eyes, whoever is being hit.
We are stupid if we believe that this galloping pandemic will not reach us. It will. But I wake up in the early mornings and think: we refuse to see that this is our problem. Still we repeat the mantra: they die, not us, they die, not us.
There are some hospitals in South Africa where more than half of the patients are HIV positive. They are dying. In the same hospitals half of the nurses are also infected. Sooner or later we will have to ask: who is finally going to take care of whom?
There are more African doctors working in Europe than on the whole African continent. But who can blame all the nurses going to Britain from South Africa or Kenya when you look at the salaries and remember that many of these nurses will have an extended family of maybe 15 people to take care of. Count the number of Malawian doctors in a European city such as Manchester. Then count how many Malawian doctors are working in Malawi. Guess the result.
These are facts and they are disgusting. And it becomes worse when you hear it said that people are free to move and find work where they are better paid. Is there really anyone who believes that all these nurses or doctors would have left if they did not have to?
Of course we have all the power in the world to do something about it. We could, for example, give specific amounts of money in aid - money to boost the salaries of nurses and doctors, so that they can stay where they are needed most.
It has been done before. When the Soviet Union broke down, there were many Russian doctors in Mozambique without anyone paying their salaries. Sweden went in and took over. The most important thing was to keep these doctors working, not where the money came from. I strongly believe that the idea of solidarity has to be redefined for our times - especially in relation to Aids.
There are two laws that I have formulated when talking about us and Aids: whatever we do in relation to Aids we will always do too little; and whatever we do will always be done too late. But this should not be an excuse for failing to do what we could have done yesterday. One of the most important tools we could put in the hands of people in poor countries is to ensure that every child in the world gets a book to teach them the ABC and basic literacy. I have seen too many young people being infected and dying before the age of 20. They didn’t stand a chance of getting the necessary information about health because they were never offered the chance to learn the alphabet.
It is a shame that hangs over us all that today, in 2006, we have not solved the problem of illiteracy. We have the logistics, we have the resources - but still it is not done.
Let’s approach it another way, then. Put half a euro on every book sold, an “ABC tax” that is earmarked to be part of the struggle against illiteracy. Who would refuse to buy that book? Nobody, I say. The reader knows what it means not to be able to read. And would he or she not want everyone else to have that same capacity?
I wake up in the early mornings, and I force myself to think: everything is still possible. Nothing is too late. Yet. —Dawn/Guardian Service


