Allied Bank Limited (ABL) has concluded a series of awareness activities to promote its warehouse facility, a financing solution designed to help agricultural businesses overcome longstanding challenges in accessing credit.

The facility enables millers, traders, farmers and agricultural enterprises to obtain working capital against their stock rather than land or property, addressing one of the key barriers faced by small and medium enterprises and farmers who lack conventional collateral.

Allied Warehouse Facility aims to reduce finance costs and ease pressures on business operations. Commodities can be stored free of charge in secure bank-managed warehouses equipped with round-the-clock surveillance and transparent record-keeping. Borrowers are exempt from Muqaddam charges and the insurance cost of stored commodities is fully borne by the bank.

To raise awareness among potential users, Allied Bank held on-ground engagement activities in major grain markets and warehouse sites including Mandi Faizabad, Kamoke, Ghakkar, Toba Road Jhang, Athara Hazari Jhang, Pakpattan Road Sahiwal and Muneerabad Multan. More than 3,200 farmers, traders and agri-entrepreneurs attended the events, which featured walk-throughs, interactive sessions, on-spot enrolment opportunities and discussions with bank representatives.

The bank said the impact of the facility is already visible. Agricultural enterprises have experienced smoother cash flows during peak trading seasons, which has enabled them to negotiate better market rates and avoid distress selling.

A trader in Jhang shared his experience, stating that securing financing without mortgaging land or property had transformed his business. “Using my stock as collateral means I can expand my trade without worrying about hidden costs. It has truly changed the way I do business.”

With 8 warehouses currently operational and more planned, ABL said the initiative reinforces its commitment to supporting agriculture, improving access to finance and enabling sustainable business growth in one of Pakistan’s most critical economic sectors.

This content is an advertorial by Allied Bank Limited (ABL) and is not associated with or necessarily reflective of the views of Dawn.com or its editorial staff.