KARACHI, Jan 21: Faysal Bank Ltd paid only one per cent return in July-December 2001 to its saving account holders having a minimum balance of less than Rs25,000.

It said on Monday that the rate of return paid to those who had a minimum balance of Rs25,000-Rs50,000 and Rs50,001-Rs100,000 was 3 and 5.5 per cent respectively. The return on saving accounts of more than Rs100,000 was 7.5 per cent.

Under Rozana Munafa scheme of the bank, the depositors got 7.60 to 10.50 per cent return depending upon the size of the balances ranging between Rs200,000 to more than Rs500 million.

Under Faysal premium scheme the rates of return ranged between 7.85 per cent to 10.75 per cent and under Faysal Premium Extra from 7.85 per cent to 12.25 per cent.

Under Marhaba Munafa scheme, the account holders got 12 per cent, 13 per cent and 13.25 per cent return on one-month, three- month and six-month accounts. Under Marhaba Munafa Extra, they received 10 per cent return on one month and three months and 11.5 per cent return on six months: Under Marhaba Munafa plus the depositors were earned 12.25 per cent return on three months and 12.5 per cent return on six months.

Following are the call and term deposit rates paid out to the depositors during July-December 2001: 7 days (6.65%), 30 days (7.15%), one month (8.75%), two months (8.80%), three months (9.75%), six months (9.80%), one year (10.75%), two years (11.75%), three years (12.25%), five years (12.75%) and six years (13.25%).

METROPOLITAN BANK: Metropolitan paid 6 per cent return to its depositors on 7-29 days call notice and 7 per cent on 30-day and above notice: On saving accounts the bank paid 11 per cent profit during July-December 2001.